Underwriting automation
Straight-through processing for standard policies and AI-assisted decisioning for the edge cases.
Underwriting, claims, fraud and policy administration for life, general and health insurers. At the volume and audit trail the regulator demands.
Sub-sectors we deliver into. Each with its own buying centre, regulators and operating rhythm.
Not "we are good at AI". Specific outcomes, the kind that show up on a board pack.
Straight-through processing for standard policies and AI-assisted decisioning for the edge cases.
Pattern detection on claim streams with the explainability your investigators need.
Lifecycle, endorsements, renewals and customer servicing on one platform.
Agent portals, leaderboards, commission engines and field-force tooling.
Buy a product when one fits. Hire our engineering team when one doesn't.
The services our customers in this industry most often run alongside the products.
Short, specific answers from the team that delivers into this sector.
Underwriting, claims, fraud and policy administration for life, general and health insurers. At the volume and audit trail the regulator demands. We have shipped into this sector for over a decade and our practice leads carry first-hand operating experience inside customers in the same category.
The "outcomes" section on this page lists the four most common engagements buyers in insurance & insurtech hire us for. Beyond those, the "services for this industry" strip lists the engineering practices we most often run alongside the product engagements in the sector.
See the "ASMUTEK products that fit" section on this page. We recommend a product when one fits and an engineering engagement when one does not. The contact desk routes insurance & insurtech enquiries to the architect who has shipped most recently into the sector.
Every system we ship into insurance & insurtech is delivered against the relevant compliance baseline: SOC 2 Type II, ISO 27001/27017/27018, HIPAA and GDPR by default, plus the sector-specific frameworks (e.g. NABH/JCI for hospitals, RBI/PCI for banks, UGC/NAAC for higher education, NIST/ISO 22301 for the public sector) where the customer estate requires them.
India, the GCC and the United States are our anchor regions, with active accounts across 20 countries. The delivery practice operates from San Francisco, Sharjah and Noida, giving every insurance & insurtech customer 24-hour cover without an outsourced night shift.
The contact desk schedules a discovery call with the architect who leads the relevant practice. Reference customers in the same sector and geography are introduced under mutual NDA. Standard procurement diligence documents (SOC 2 Type II, ISO 27001 certificate, pen-test summary letter, sub-processor list, financial statements) are released to qualified counterparties.
The standard arc has a working pilot inside a single department or workflow in 6 to 12 weeks, depending on integration complexity. Production rollout across the customer estate typically follows in months three to six. Reference customers are happy to share their own pilot-to-production timelines on a diligence call.
Bring us your insurance & insurtech problem
The first call is with an architect who has worked in insurance & insurtech before, not a salesperson. Tell us where the system breaks; we will tell you whether it is a product, a service or both.